What Is A FICO Score And Why Should You Care?

June 23, 2010

If you have seen the freecreditreport.com commercials you know that a FICO score is a number between 450 and 850. But what does it mean and how does it affect your life.

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Are Reverse Mortgage Loans With A Fixed Rate Or An Adjustable Rate Better?

June 20, 2010

On the surface, this sounds like an easy question. Everyone wants a reverse mortgage loan with a fixed rate, right? So how do you actually know if the correct choice is the fixed rate or the adjustable rate? Which program makes the most sense for you? Here are a few facts needed to help make your decision.

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Refinance Your Florida Home Before Rates Go Up

June 17, 2010

It’s never been a better time to refinance your Florida home. With a myriad of options available and interest rates at an all time low, closing costs can be quickly recovered by lower monthly mortgage payments. If you’ve been thinking of refinancing but waiting for the right time, now is the time to act.

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Factors To Think About With Bad Credit Mortgages

June 15, 2010

Apartment living is the worst, who doesn’t want to live the American dream? There are so many people who believe that because of bad credit the American dream cannot be achieved. Well, the good news is, this is definitely a misconception. The actual credit score doesn’t necessarily mean you have bad credit. Lenders generally look more at your credit history rather than score. There are two types of loans for people with lower credit, either an FHA or a VA loan.

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How can veteran loan holders keep an eye on interest rates?

March 30, 2010

As many veterans are well aware, LowVARates is dedicated to assisting in educating eligible veterans about their hard-earned VA loan benefits. One of the most common questions our approved VA loan officers were asked by eligible veterans is how do I know where interest rates are doing on a daily basis? Most loan officers will [...]

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The Often-Overlooked Opportunity in Real Estate Listings

October 26, 2009

Many investors think that real estate listings will not help them find properties. They think that if people have distressed homes they will not have time to wait around for an agent. Investors spend a lot of time and money using alternative methods to find deals. These ways include 800 numbers, bandit signs and stalking [...]

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Generation X: finally showing their buying power in the property market

October 24, 2009

The recent RE/MAX report indicates that the current Canadian market with recreational property has been taken over by Generation X, which replaced the previous main buying force formed by the baby boomer generation growing older. Who are the people in Generation X? Over the years, social scientists have developed the practice of giving fancy names [...]

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FHA and First Time Homebuyers – The Perfect Match

October 19, 2009

Now that home prices have leveled in many parts of the country, many first time homebuyers are looking for creative ways to move into the home of their dreams.   FHA, the Federal Housing Administration, is making it easier for many to purchase with low down payment requirements.This allowed many first time homebuyers to take advantage [...]

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Before You Can Move In – First Steps After Your Bid Has Been Accepted

October 5, 2009

Even after your bid for the house you decided to buy has been accepted by the seller, there’s plenty left to do before you can rightfully move in. {In the following article, an experienced real estate agent will identify the most important details of the process.} After your offer has been accepted, the next thing [...]

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An Unusual Way to Save Money When Buying a New Home

September 28, 2009

Thinking about buying a new home? Don’t pass up a chance to save a lot of money. Everyone likes to compare the best value when shopping, and take advantage of specials in order to save money, why pay more when you buy a new home? Home builders may offer what is called a broker co-op, [...]

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